This is a find product that can easily be added to an end tab or top tab folder. In adds division within the folder and give you 2 additional fasteners for separating your correspondence or reports. The fasteners are at the top on both sides and centered. The 9" divider moves the papers 1/4" up from the center of the folder. This allows for more expansion of the folder. This is not a classification folder, those are 5 times more expensive.